Health Insurance in Texas: What You Need to Know
Texas health insurance operates through the federal marketplace with fewer state mandates than states like California. Understanding the coverage gaps and options available in Texas helps you find comprehensive, affordable coverage.
Texas uses the federal healthcare.gov marketplace — not a state-run exchange
Texas has not expanded Medicaid, leaving a coverage gap for low-income adults
Texas has one of the highest uninsured rates in the nation — employer coverage is especially important
Texas has relatively fewer coverage mandates — some plan options may be less comprehensive