Domestic shorthair cats are the most common household pet and among the cheapest to insure at ~$29/month. Their mixed genetic background generally reduces hereditary disease risk compared to purebreds. However, they share the universal feline health risks: dental disease, urinary tract disease (FLUTD), hyperthyroidism (in cats over 10), and chronic kidney disease (CKD) — which affects ~30% of cats over 15 years old.
Breed Risk Profile
100% Private
Your Data Stays With You
Personalized Insights
Based on Your Situation
Unbiased Guidance
No Agent Influence
Zero Spam
No Calls. No Pressure
$29
Monthly Premium
Average (age 2–4)
$380
Annual Vet Cost
Routine care
$3,500
Emergency Cost
Typical ER visit
$6,000
Top Condition
Max treatment cost
Disclaimer: Premium estimates based on NAPHIA 2025 State of the Industry Report and Fetch/Pawlicy breed-specific data. Actual premiums vary by insurer, location, pet age, and policy terms. Vet cost data from AVMA and Healthy Paws claims data. Consult a licensed pet insurance agent for your specific pet profile.