Honda CR-V Insurance Costs in Ohio
The Honda CR-V is consistently ranked among the top compact SUVs for reliability and resale value. Insurance premiums are moderate — the CR-V's higher theft rates in some metro markets (particularly older models) add a small premium above the RAV4, but its excellent safety tech keeps overall rates reasonable.
Honda CR-V Insurance Tips
CR-V theft rates are higher than RAV4 in urban markets — comprehensive premiums reflect this in cities like Chicago and LA
Honda Sensing (standard) qualifies for safety technology discounts at most major insurers
CR-V Hybrid rates are comparable to standard CR-V due to Honda's proven hybrid system reliability
Higher MSRP vs RAV4 means slightly higher collision and comprehensive premiums on a new CR-V
Honda CR-V Insurance Rates by State
Full coverage, standard driver profile (35 yr, 12K miles/yr, 10 yrs experience). Click any state for a detailed breakdown.
How to Get the Cheapest Honda CR-V Insurance Rate
Compare at least 5 quotes
Rates for the same Honda CR-V driver profile vary $400–$1,200/year between insurers. Always compare GEICO, Progressive, State Farm, Erie, and your local regional insurer.
Bundle home and auto
Most insurers offer 10–25% multi-policy discounts. Bundling your Honda CR-V with homeowners or renters insurance typically saves $180–$400/year.
Raise your deductible
Moving from a $500 to $1,000 deductible saves $150–$350/year. Only do this if you can comfortably cover $1,000 out-of-pocket after a claim.
Ask about safety technology discounts
The Honda CR-V's safety features (automatic emergency braking, lane assist) qualify for ADAS discounts of 5–12% at most major insurers. Confirm this discount is applied to your quote.
Maintain a clean driving record
A single at-fault accident adds 25–45% to your premium for 3–5 years. The single most impactful long-term strategy for low insurance costs is accident avoidance.